RentReadyScore
Educational approval estimate

Check your rental approval risk

This tool estimates rental approval strength using common landlord-style screening factors like income, credit, rental history, evictions, criminal history, reserves, co-signer support, and document readiness.

Educational only. This is not a tenant screening report, consumer report, legal opinion, or approval guarantee. Landlords and property managers use different policies and may weigh factors differently.

What this score looks at

Income compared to rent
Employment stability and income verification
Credit score, collections, late payments, utilization
Rental history and late rent history
Eviction timing and severity
Criminal history recency and seriousness
Prior rental denials
Co-signer availability
Savings and reserve strength
Application document readiness
Pet / ESA documentation risk
85–100 Strong approval profile 70–84 Fair approval profile 50–69 Higher-risk approval profile Below 50 Likely screening difficulty
Step 1 of 4 Income & Affordability

Income and Affordability

How to use this tool correctly

The goal is not to obsess over one number. The goal is to identify the few issues most likely to hurt your application, then strengthen those areas before you apply again.

Rental markets like Eugene may shift how applications are evaluated, but your approval still depends on your full profile.

Use realistic numbers

Enter honest estimates for income, rent, and past problems. Inflating the inputs only makes the result less useful.

Fix high-impact issues first

Income mismatch, evictions, serious rental history problems, and incomplete documents usually matter more than smaller issues.

Use the letter only for context

A Letter of Explanation can help frame a situation, but it does not replace proof documents, reserves, or a co-signer when those are needed.

About this tool

Built around common rental screening factors — not guarantees.

Educational use only

This tool is for informational purposes. It does not access your real credit file, does not contact landlords, and produces no outcome guarantees. Results reflect common screening patterns, not any specific landlord's criteria.

No data stored or shared

All scoring runs in your browser. Nothing you enter is saved, sold, or used to build a profile. No account required. Your information goes nowhere.

Built around public screening factors

Score factors reflect criteria commonly documented by tenant screening agencies, housing counselors, and consumer protection resources — not proprietary or unverifiable data.

This tool does not guarantee approval, predict any specific landlord's decision, or constitute legal or financial advice.